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Biographies

Matthew Davie
Chief Strategy Officer, Kiva

​Matthew Davie is Chief Strategy Officer at Kiva, a global non-profit focused on bringing financial inclusion to the world’s 1.7 billion unbanked. In this role, he focuses on enabling new initiatives that bring emerging technologies to vulnerable populations around the world. Recently, this has included developing Kiva Protocol and implementing in partnership with multiple United Nations agencies. Additionally, Matthew is a board member of the Libra Association, a charter member of the Linux Foundation’s Social Impact Working Group, and serves as a senior advisor to ID2020. From 2007-2015, he was an executive at multiple early-stage technology companies in the big data, entertainment, and gaming sectors. Before that, Matthew was a lecturer at Stanford University. He earned his B.S. from the University of California at Davis, and his M.S. and Ph.D. from Stanford University.
Samuel Gitta
Senior Manager, Enterprise Risk Management, MTN, Uganda

Samuel carries over sixteen years’ work experience spanning ICT/Telecoms operations, ICT Advisory & Consulting, ICT Risk Management, Cyber Security Advisory & Risk Management, New Product & Systems Assurance, Digital Forensics and Enterprise-wide Risk Management with Ernst & Young, and MTN. Samuel has been intricately involved in the evolution of Mobile Money in Uganda (1st DFS operation in the MTN Group) from the initial technology platform offering basic peer-to-peer (P2P) services, right through to the current platform from prototype to widening of the service/functionality scope beyond P2P to digital payments; channel expansion from STK/USSD to Mobile Apps. To paraphrase, Samuel’s brief is to ensure there are adequate risk management measures in place to govern the rapid growth of Mobile Money amongst other Telco & Fintech services at MTN Uganda (a subsidiary of MTN Group – www.mtn.com )
Muhammad Imran
Criminal Intelligence Officer, Financial Crimes Unit, INTERPOL

Muhammad Imran is a member of the Financial Crimes Unit under INTERPOL’s Criminal Networks Sub-directorate. He is responsible for providing operational support and access to technical databases to serve all members of the INTERPOL community on financial crime investigations and asset recovery matters.Prior to his secondment to INTERPOL, Muhammad Imran has more than ten years’ experience in the Singapore Police Force (SPF), particularly in the field of financial investigation and intelligence at the Commercial Affairs Department (CAD). He has taken on various postings at CAD, including with the Financial Intelligence Unit and inter-agency committee for the Financial Action Task Force’s Mutual Evaluation of Singapore. He was also appointed a trainer with the Home Team School of Criminal Investigation, and has represented CAD/SPF to speak at various international fora. Muhammad Imran currently holds a bachelor’s degree of Business from the Nanyang Technological University, and a Diploma in Anti-Money Laundering/Counter Financing Terrorism (AML/CFT) from the International Compliance Association (ICA).
Bilel Jamoussi
Chief of Study Group Department, TSB, ITU

Tunisian born, Dr. Bilel Jamoussi is Chief of the Study Groups Department of ITU Standardization Bureau in Geneva Switzerland. Since 2010, he has been leading the bureau’s standards making activities into a new era characterized by rapid convergence and the need for increased collaboration with vertical sectors and partnership between developed and developing countries. Prior to 2010, Jamoussi worked for a Telecommunication equipment and solutions provider for 15 years in Canada and then in the United States where he held several leadership positions and was granted 22 US patents in diverse areas including packet, optical, wireless, and quality of service. He holds a BSc, MSc and PhD degrees in Computer Engineering from the Pennsylvania State University, USA. He is fluent in Arabic, French, and English and speaks some Spanish and German
Assaf Klinger
Head of R&D, Vaulto

Assaf Klinger is an accomplished cyber security entrepreneur, in the last 3 years, Assaf is Vaulto’s R&D lead. A native of Israel, he over has 20 years' experience as a full stack developer and researcher with specialty in cyber-telcom vulnerability research. Assaf is an ISNU veteran of 13 years (Maj.) and has led the development of many complex systems, for this Assaf was decorated at 2011 with the Israel Defense award, the highest award a non-combatant in Israel, given for exceptional technological achievements and major contribution to the security if Israel. Assaf has a BSc. in electrical engineering from Tel-Aviv university and an MBA from the Technion, in the past 3 years Assaf and his team at Vaulto created the first cyber-telecom security startup Aiming to protect the end-users from attacks while providing a seamless solution that doesn’t disrupt the user experienceAssaf is a family man, married with twins, in his spare time he enjoys tinkering with electronics and music.
Rehan Masood
Deputy Director, Payment Systems Department, State Bank of Pakistan

Rehan is an experienced central banker with over 10 years of policy-making and regulatory expertise under his belt. He worked for 9 years in Banking Policy & Regulations Department where he was responsible for policy development and regulations on Branchless & Mobile Banking, Alternate Delivery Channels, Outsourcing, Technology Governance and Digital Banking.  Rehan is the lead author of SBP’s Enterprise Technology Governance & Risk Management Framework which provides baseline security requirements to financial institutions for the use of technology. He also worked on developing SBP’s regulatory framework on risk management in outsourcing by financial institutions. He moved to SBP’s Payment Systems Department last year and was part of the team, which developed PSD Circular No. 09 of 2018 on security of digital payments. At present, Rehan is unit head of SBP’s cybersecurity unit of Payment Systems Department. He is currently working on developing security assurance framework for mobile payments which would be applicable to all digital financial service providers which are using mobile smart apps for providing payment services to the end-users. He is also working on developing a cyber threat information sharing mechanism for the financial services industry in Pakistan.
​​Vijay Mauree
Programme Coordinator, TSB, ITU

Vijay Mauree joined the ITU headquarters in Geneva, in 2010. He is currently the main focal point for Digital Financial Services at the Standardization Bureau in ITU. He is currently coordinating the work of the Financial Inclusion Global Initiative (FIGI) which is a joint programme of the ITU, World Bank, Bank for International Settlements and the Gates Foundation and ITU-T Focus Group on Digital Currency including Digital Fiat Currency. He is also chairing the FIGI Security, Infrastructure and Trust Working Group which is investigating the security threats to the DFS Ecosystem and developing technical reports and guidelines to enhance trust in DFS. He has coordinated the work of the ITU-T Focus Group Digital Financial Services, which completed in December 2016 and published 28 reports and some 84 policy recommendations. He was previously responsible for the implementation of projects under Bridging the Standardization Gap programme and undertaking research for production of Technology Watch reports. He published four Technology Watch reports on Optical networks, Smart Water Management, Privacy in the Cloud and Mobile Money. Vijay received his first degree in Computer Science with Electronic Engineering from University College London, UK and obtained his Masters degree in Information Technology from Imperial College, Science and Technology, UK. He also holds an MBA from Cranfield School of Management in UK.
 Leon Perlman
 Head of DFS Observatory, Columbia University

Dr. Leon Perlman is the founder and head of the Digital Financial Services Observatory, at the Columbia Institute for Tele-Information at Columbia Business School. The DFSO explores the policy, regulatory, technical, disruptive and commercial aspects of DFS, emerging payments, big data, and blockchain technologies. It is funded by the Bill and Melinda Gates Foundation. A former scientist and successful entrepreneur, he has been in the telecommunications, payments and micro-payments industry for over 25 years. He currently heads the blockchain and infrastructure security workgroups for the new Financial Inclusion Global Initiative (FIGI). His expertise as a consultant and researcher extends to payments, anti-money laundering national payment systems, de-risking, risk frameworks, telecommunications, cyber-security, and blockchain technologies. He concentrates on commercial, technical, policy, legal and regulatory aspects of these ecosystems and issues. He has consulted widely on financial inclusion and regulatory solutions to central banks, DFS service providers, payment service providers, MNOs, regulators, the World Bank, CGAP, GIZ, ITU, USAID, UNCDF,EIB, IFC and many philanthropic organizations. His experience spans over 30 developed and developing markets. He also served as the chair of the ITU DFS Focus Group’s Technology, Innovation and Competition working group, and was founder and served for 10 years as chairman of WASPA, the South African mobile industry association. Dr. Perlman holds the degrees BSc, BSc (Hons), MSc, BProc, LLB (JD), and LLD (PhD), and is the recipient of numerous grants and fellowships. His doctorate in DFS commercialization and regulation was the world’s first legal and regulatory doctorate on the subject.
Juan Ramón Troncoso-Pastoriza
Senior Researcher, EPFL

​Juan Ramón received his Ph.D. (Hons) from the University of Vigo, Spain, in 2012, and was awarded the Best Ph.D. Thesis in Spain in Telecommunication Networks and Services by the Spanish Official Institute of Telecommunications Engineers (COIT). He has coauthored numerous papers in international journals and conferences in the fields of genomic privacy, multimedia security, and applied cryptography for privacy protection, and holds five granted international patents in this area. He was the scientific coordinator of the EU H2020-funded project WITDOM, focused on secure data outsourcing. He has served as reviewer for more than 20 peer-reviewed international journals and numerous international conferences, and Associate Editor of several IET, EURASIP and Elsevier journals in the field of information security. Between 2006 and 2007 he visited the Information and Systems Security Department at Philips Research Europe (The Netherlands), where he initiated his research on genomic privacy. After working as a post-doctoral researcher at the AtlantTIC Research Center for Information and Communication Technologies, he joined the Laboratory for Data Security at EPFL in 2016. He is a member of the IEEE Information Forensics and Security Technical Committee and participates in several Swiss projects dealing with privacy and security in medical scenarios.
Amy Ulrich
Info Security Advisor, CVS Health

Amy Ulrich serves as a Security Advisor for CVS Health Global Security and Resilience Consumer IAM team which is focused on risk based and password-less authentication technologies for all point of consumer interaction including Mobile, Voice and Web. Amy has been in the technology space for the past 15+ years working in various information technology capacities ranging from business & security analyst, program management and Consumer IAM.
​Jamie M. Zimmerman
Senior Program Officer, Financial Services for the Poor, Bill & Melinda Gates Foundation

Jamie M. Zimmerman is Senior Program Officer for Global Partnerships and the acting Gender Lead, on the Financial Services for the Poor (FSP) team at the Bill & Melinda Gates Foundation. Jamie leads FSP’s efforts to drive global scale of digital financial inclusion and women’s economic empowerment by cultivating partnerships which accelerate and maximize collective impact.  Jamie joined the foundation after several years as an independent global advisor to several partners, including the World Bank, CGAP, IFC, USAID, UNCDF, BFA Global, World Food Program and the International Rescue Committee. From 2006 to 2013, she directed the Global Assets Program at New America Foundation, a Washington DC based think tank, and was previously deputy director of Globalization Studies at University of North Caroline at Chapel Hill's Kenan Institute of Private Enterprise, where she authored, with Dr. Susan Aaronson, Trade Imbalance: The Struggle to Weigh Human Rights Concerns in Trade Policymaking. You can follow her on twitter @jamiemzimmerman
Xiaojie Zhu
Director of Standard, Department of Mobile Communication Research of Intelligent Networks and Devices, Research Institute of China Telecom

Xiaojie Zhu, Director of Standard, Department of Mobile Communication Research of Intelligent Networks and Devices Research Institute of China Telecom. She is working as a Vice-Chairman for ITU-T Study Group 11 and Chairman of Working Party 1/SG11. Ms. Xiaojie ZHU is focusing on developing the technical strategies and standardization for traditional and emerging telecommunication technologies including SS7, Intelligent Networks, VoLTE/ViLTE, SDN/NFV and Voice over 5G etc