In this issue

As the global digital financial services (DFS) ecosystem continues to grow, it becomes increasingly more competitive. Service providers may face market access and licensing issues, challenges to telecommunications and payment infrastructure access, interoperability obstacles, funding difficulties, taxes, access to big data, and more. Digital Financial Services – Competition Aspects of Digital Financial Services delves into these issues showcasing how different countries have approached the challenges and solved them using regulation, technology and market solutions. Written with all stakeholders in mind, the report identifies market imbalances that affect policy frameworks and regulatory intervention efforts that have had an impact on the competitiveness of DFS in Bangladesh, China, Colombia, Georgia, Ghana, India, Jordan, Kenya, Malawi, Mexico, Nepal, Nigeria, Pakistan, Peru, Philippines, South Africa, Sri Lanka, Tanzania, Uganda, Zambia and Zimbabwe. Using a functional analytical approach, the study challenges policy-makers and market leaders to approach competition in DFS with care and thoughtfulness.

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